New password must:
✓ At least 12 characters
✓ At least 1 upper case letter (A-Z)
✓ At least 1 lower case letter (a-z)
✓ At least 1 number (0-9)
✓ Not same as Old password
✓ Not contain User Id as password combination
✓ Not contain full name or any part of (first/last) name